PRIME INNOVATIVE SOLUTIONS
WHEN BEING THE BEST IS NOT AN OPTION, IT’S AN OBLIGATION
Loan Application
Whether you're tackling a fix-and-flip renovation or starting a new construction project, our short-term bridge loan delivers an exceptional experience for investors. Our proprietary in-house process and expert team meticulously assess your deal for risk and profitability. Once approved, we provide the necessary funds for both the construction and acquisition of your project.
Pre-Approval Application
Submit your pre-approval application today to ensure you receive the fastest service when exploring potential opportunities. This process allows us to understand your lending needs and introduces you to our team and procedures. By getting pre-approved, you'll enjoy speeding up your approvals and reducing your time to close
Earn Double Digit Return On Your Money
Complete this form to obtain a quote for loan terms and options related to your rental property, including rental purchase, refinance, cash-out refinance, and short-term rental. We will send you a quote within 24 hours after receiving your information.
FAQ; Frequently Asked Questions
What are the terms of your loans?
For our Fix/Flip, New Construction, and Bridge loans, the typical term ranges from 1-6 months, with an average of 3.5 but depending on the project's size. Interest depends on the risk assessment at underwriting as well as lien position.
How fast can you close?
For our Fix/Flip, New Construction, and Bridge loans, we typically close within 2-3 weeks, but we can expedite the process if we have the appraisal, title, and other necessary documents in hand. We always say that we can only move as fast as you allow us! In other words, if we don't get the requested docs, we are halted. So the sooner we get them, the faster we can process your request!
What are your interest rates?
Interest rates vary based on the loan product, duration, experience, credit, and the overall deal.
Do you charge points (aka origination fee) like a typical mortgage and when do I pay them?
We typically charge 2-3 points on most deals, with the exact amount depending on your experience, credit, and loan type. These points are paid upfront at closing, along with your other associated closing costs.
What other fees do you charge for your loans?
Our lender's legal fee is $1,000, and there is a commitment fee of $995 plus a $40 wire fee. Each draw request incurs a draw inspection fee of $250.
